What are the Medicare Enrollment Periods?

There are three Medicare Enrollment Periods:

The Initial Enrollment Period (IEP) begins three months prior to your 65th birthday, includes the month of and ends three months after. During this period you can select the Medicare Plans you wish to receive coverage under. Enrollment in Original Medicare (Parts A and B) is automatic; however you can decline Medicare Part B coverage or
select a Medicare Advantage or Medicare Part D (prescription drug) plan during this period.

The Annual Enrollment Period (AEP) runs from October 15th to December 7th each year and is the period when Medicare beneficiaries can change their prescription drug plan by selecting a new plan offered under Medicare Part D or enroll or change Medicare Advantage Plans.

The Special Enrollment Period (SEP) are times of the year when beneficiaries are allowed to make enrollment changes to their plans due to a specific event. Some of these events include moving out of area of coverage, involuntary termination of plan, eligibility for Medicaid and others. Duration of period varies so speak to one of our representatives if you think you may qualify for a special enrollment period.