It is not too late! Covered CA – Don’t get penalized!

 

have you heard

 

You still have time to get your health insurance and avoid penalties. They have extended the deadline to April 15th.

Call us at 909-792-3302 to set up an appointment.

Health Insurance for Under 65 and Not on Medicare

health insuranceHealth insurance protects you from high, unexpected costs.

Did you know the average cost of a 3-day hospital stay is $30,000? Or that fixing a broken leg can cost up to $7500? Having health coverage can help protect you from high, unexpected costs like these.

Most people must have health coverage in 2014 or pay a fee.

If you don’t have coverage in 2014, you’ll have to pay a penalty of $95 per adult, $47.50 per child, or 1% of your income (whichever is higher). The fee increases every year. Some people may qualify for an exemption to this fee.
If you enroll by March 31, 2014, you won’t have to pay the fee for any month before your coverage began.

Marketplace open enrollment for 2014 ends March 31, 2014.
The proposed open enrollment period for 2015 is from November 15, 2014 to January 15, 2015.

Have your family or friends contact the Redlands Health Insurance Enrollment  & Benefits Center at (909) 792-3302. Our services are free.

 

 

 

Happy New Year from all of us at George Litchfield Insurance

happy new year 2014Happy New Year! Wishing you all a healthy, happy and prosperous 2014!

Well the Affordable Care Act is now in full swing. If you registered on or before December 23rd, 2013 you are now covered. If you haven’t yet signed up, don’t worry it is not too late, as long as you sign up by the end of March 2014.

If you don’t already know, we have expanded our offices and the Redlands Health Insurance and Benefits Center is now open in our building at 300 E. State St.  Suite 102-B.

Our services are free, so please call us at (909) 792-3302 or stop by our offices at anytime to get your questions answered and get you or your family enrolled for health insurance today. Also visit our Facebook page at https://www.facebook.com/healthenrollmentcenter

Redlands Health Insurance Enrollment & Benefits Center

Health Insurance Enrollment and Benefits CenterHello!

This month we launched a new division of our agency called Redlands Health Insurance Enrollment & Benefits Center. For all of your family, friends and neighbors under age 65 and not on Medicare, we are ready to assist them to understand their choices in the new Marketplace and help them enroll

Most of you still have questions about rates, so I would like to provide you with a few examples to give you an idea.

 

 

Single: Age 60                 Annual Income: $22,000   

Health Net Enhanced     Silver 87 HMO                       

Total Monthly Premiums: $528     Monthly Premium Assistance (Tax Credit): $448

Your Total Monthly Payment: $80

Couple: Age: 63 & 59         Annual Income: $35,000

Health Net Enhanced Silver 73 HMO

Total Monthly Premiums: $1081     Monthly Premium Assistance (Tax Credit): $928

Your Total Monthly Payment: $152

 

Couple: Age 55 & 55     Annual Income: $28,000

Kaiser Permanente Bronze 60 HMO

Total Monthly Premiums: $789     Monthly Premium Assistance (Tax Credit): $788

Your Total Monthly Payment: $2

 

Single: Age 28     Annual Income: $18,000

Health Net Enhanced Silver 87 HMO

Total Monthly Premiums: $211     Monthly Premium Assistance (Tax Credit): $158

Your Total Monthly Payment: $53

Please feel free to give  Terri a call  at: (909)792-3302 to arrange an appointment
to get all of your questions answered.

 

What is the Health Insurance Marketplace?

health insurance marketplaceThe Marketplace is a new way to find health coverage that fits your budget and meets your needs. With one application, you can see all your options and enroll.

What you’ll learn when you apply in the Health Insurance Marketplace

When you use the Health Insurance Marketplace, you’ll fill out an application and see all of the health plans available in your area. You’ll find out if you can get lower costs on your monthly premiums for private insurance plans. You’ll learn if you qualify for lower out-of-pocket costs.

The Marketplace will also tell you if you qualify for free or low-cost coverage available through Medicaid or the Children’s Health Insurance Program (CHIP).

The Health Insurance Marketplace is sometimes known as the health insurance “exchange.”

Apply in person or by phone by calling us:
Redlands Health Insurance Enrollment and Benefits Center at (909)792-3302

Open enrollment starts October 1, 2013. Plans and prices will be available then. Coverage starts as soon as January 1, 2014.

 Compare options in the Health Insurance Marketplace

Insurance plans in the Marketplace are offered by private companies, and they cover the same core set of benefits called essential health benefits. No plan can turn you away or charge you more because you have an illness or medical condition. They must cover treatments for these conditions.  and choose the combination of price and coverage that fits your needs and budget.

We’re Excited about this New division in our agency to assist and serve your Family and friends Under  65 to obtain Health Insurance they just couldn’t get before.

Have them call us for their appointment at: (909)792-3300. We are located in the CitiBank building at 300 E. State St. Ste. 102B in downtown Redlands

Sincerely,  George

Enrollie.com
GeorgeLitchfield.com

California License #0B56846
(909) 792-3300