Health Insurance for Under 65 and Not on Medicare
Health insurance protects you from high, unexpected costs.
Did you know the average cost of a 3-day hospital stay is $30,000? Or that fixing a broken leg can cost up to $7500? Having health coverage can help protect you from high, unexpected costs like these.
Most people must have health coverage in 2014 or pay a fee.
If you don’t have coverage in 2014, you’ll have to pay a penalty of $95 per adult, $47.50 per child, or 1% of your income (whichever is higher). The fee increases every year. Some people may qualify for an exemption to this fee.
If you enroll by March 31, 2014, you won’t have to pay the fee for any month before your coverage began.
Marketplace open enrollment for 2014 ends March 31, 2014.
The proposed open enrollment period for 2015 is from November 15, 2014 to January 15, 2015.