Learn about adding or switching Medicare Advantage or Part D plans

The Medicare Annual Enrollment Period is Open through December 7. Learn about adding or switching Medicare Advantage or Part D plans.

The Medicare Annual Enrollment Period (AEP) has been open since Oct.15, but it’s closing Dec. 7. Are you interested in adding or switching Medicare Advantage (Part C) or Part D* (prescription drug coverage) for the 2012 plan year? AEP is a time when you can join, switch or drop these plans for an effective date of January 1.

How can I get a Medicare Advantage (Part C) plan during AEP?

There are a variety Medicare Advantage plan types. All Medicare Advantage plans offer medical and hospital coverage. Some offer additional benefits, like eye, hearing, or prescription drug coverage. Once you’ve researched plans available in your area (Medicare.gov’s plan finder tool is a good place to start), you just need to contact the private insurer who provides the plan you want for details on how to enroll.

How can I add drug coverage during AEP?

You can add a Medicare Part D plan to certain types of  Medicare Advantage plans that don’t already include it. You may switch from your existing plan to a Medicare Advantage plan that has prescription drug coverage built into the benefits. Or, if you are using Original Medicare (Parts A and B), you may join a Medicare Part D plan for prescription drug coverage. See “It’s time to act” below to learn how.

Switching or Dropping Plans

If you’re an Original Medicare beneficiary joining a Medicare Advantage plan:

Medicare Advantage plan members remain enrolled in Original Medicare (and continue to pay their Part B premium), so there is no need to drop Original Medicare when you enroll in a Medicare Advantage plan.

If you have a Medicare Supplement Insurance plan, you should drop your Medicare Supplement Insurance plan once enrolled in Medicare Advantage by contacting your plan’s provider.

If you’re switching from one Medicare Advantage plan to another Medicare Advantage plan – or from one Part D plan to another Part D plan:

You need to enroll in the new plan you’ve selected by contacting the private insurance company that administers that plan. You can often enroll online, by phone or by filling out forms and sending them in. You do not need to drop your existing Medicare Advantage or Part D plan. The plan you were previously enrolled in will end automatically when your new plan begins.

– This information was provided by Medicare Made Clear

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